Y’all, the 2020 Health Insurance Marketplace at HealthCare.gov is currently open for business!
As of right now/at this very moment, you can now apply for brand new shiny 2020 health insurance coverage. If you already had insurance via this system, you can also renew, change or update your 2019 health plan for 2020. This open enrollment period began last week on November 1st.
You have until December 15, 2019 to enroll, re-enroll or change your coverage for 2020. After this date, you can enroll or change only with a Special Enrollment Period. Coverage under plans sold during Open Enrollment starts January 1, 2020.
In her recent “Sammy Says” article, Sammy Shayne suggested that you should “explore this option first for health insurance.” She continued:
[HealthCare.gov] offers a variety of programs with prices based on your taxable income. Your taxable income is your total income minus deductions. Cam performers working from home often have many deductions which can push your taxable income down far enough to get you a significant discount on health insurance or an additional tax credit.
If you don’t know what your taxable income will be for the year, ask your accountant to help you estimate it. If it seems complicated, believe me it’s worth it: Your taxable income could be low enough that you qualify for extremely low-cost (less than $100/month) or free programs, like your state’s Medicaid.
Here is a bunch of information from HealthCare.gov:
How to Apply
You can apply at HealthCare.gov or through certified enrollment partner websites, by phone, with the help of a trained assister in your community, through an agent or broker or with a paper application.
Here are all of the different ways to apply for 2020 health insurance.
What if you’re not quite ready to apply?
Just shopping around and/or considering your options? You can still check out the plans and prepare. Here’s how:
- Preview 2020 plans, with price estimates based on your income. You’ll see exact prices later on when you fill out or update your Marketplace application.
- Use this checklist to gather the information you’ll need.
- See what counts as income and learn who to include in your household.
FYI: YNOT and YNOT Cam have zero stake or involvement in health care, including programs offered via HealthCare.gov. This post is strictly for your information. We hope it helps enhance awareness about what’s available, but we have no idea how good it is, how easy it is to sign up, cost, etc.
— HealthCare.gov (@HealthCareGov) November 1, 2019
Erika is a sex positive people watcher (and writer). Email her at email@example.com.